Opinion on frame damage

[pdedse]

Hello everyone,

This summer I had the unfortunate experience of lowsiding my CB1100 as a semi truck attempted to enter my lane and squish me. I had a set of crash bars that *seemed* to do their job, but today when I removed them I noticed some additional frame damage.

Initially the insurance company offered me the option of taking a "cosmetic damage" reimbursement for the frame, instead of a complete frame replacement - which would total the bike. But this was all before I took off the damaged crash bars.

Anyone care to give their opinion on this damage? I would really like to keep this bike, but if the frame is compromised I will let it go.

Here is the initial damage that insurance saw:


Here is a close up of what I found under the dented crash bar:


Interested in other's thoughts.
Thank you.

Have you spoken with the insurance company since removing the crashbars and seeing the damage? Is a shop involved? I would say an aduster / shop estimate need to be involved if not already. Perhaps you have this in mind.

I had the following experience with a shop and a boat: the shop was working with the insurance adjuster and they gave an original estimate of X amount of dollars. The insurance company agreed to the estimate. After tearing into the boat, the shop encouraged me to contact the adjuster again because there was additional damage that they couldn't see from original estimate. The insurance company contacted the shop, they hashed out the details and the original estimate was substantially increased to cover the hidden damage.