An old hat by now, but as I think I found a (temporary) solution to the problem, I thought I lay it out for you, so you can test it yourself. It works for me, may be it works for you.
I had kept asking mechanics and other Honda people about my squealing brakes. Got all the answers we have been discussing here above, or no answers at all. Brakes kept squealing and driving me nuts (on some days). Finally, a few days ago, I stop at my Honda dealer for some unrelated issue, while it's may be 5 minutes before their closure for the day. Outside works the last guy who's got to bring all all cycles back into the shop, or behind the fence for the night. When he sees me he stops doing what he does and he walks over to me bike asking with a big smile "nice bike, anything I can do for you ?". Had never seen him before, so I smile, and explain the problem with my brakes, and how little I like to scare grand-mothers at the traffic lights when I come to a stop. I go on telling him that the problem was gone for a few days after the winter pause (when I don't ride), and he asks "how do you clean your brake assembly. And I say, I don't. He smiles, and I tell him that my dealer/mechanic has proposed to disassemble everything, how to work the pads, and G knows what.
And he says, here is what I propose to do. Take the pressure cleaner, keep the nozzle at a healthy distance (like 20 inches or so) and clean your front brake assembly with clean water from all possible angles. Watch what comes out, then go riding and test your brakes carefully. I say, and that's it ? and he says that's it.
No, it's not gone, and yes, it will probably come back. But the last 3 days all I hear is a tiny little squeak at the very last moment before she comes to a stop - like on the last 10 inches roling. For me this is a solid 90% improvement over past concerts. Will tell you'll if it lasts in a few weeks.
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