Another older couple and a younger one

[oldgoat01_imp]

To be totally honest popgun, I will still ride dressed like that ocassionally (only not with the red and white "Waldo" shirt as someone called it lol. )
On any given day I will wear:
an open face, 3/4, full face or modular helmet
A vented textile jacket, solid textile jacket, solid 3/4 textile jacket, vented leather jacket or solid leather jacket, a long sleeve denim shirt, or a long or short sleeve T-shirt
A pair of textile riding pants or denim jeans
A pair of lightweight touring leather boots, a pair of heavyweight touring leather boots, lace up work boots or gym shoes
Solid leather gloves, vented leather gloves, solid textile gloves, vented textile gloves, solid deerskin gloves or no gloves at all

All depends on temperature, forcast weather, ride length, or my mood.
I am not a slave to ATGATT and being a 63 year old adult, and having been around the block a few times on my motorcycles in the last 46 years, I know the risks and take my chances with full appreciation for the dangers involved. I am SOTGMOTT (some of the gear most of the time). Been doing it that way since 1965. Will most likely continue that way until I am no longer.

I never ride without some kind of helmet and I never ride in shorts or flip flops ( don't own any) but those are the only common things about my rides. I can fully appreciate those who wear everything on every ride, it's just not my style.

If I was in that much fear about riding, I would sell the bike and go everywhere in my car which has like 10 air bags and pray an out of control cement truck or semi doesn't run over me because in that scenario the air bags would probably be useless.

YMMV

Trying to avoid the rathole of ATGATT; however, I will say it really isn't about fear. The person that meticulously checks air pressure or chain tension before each ride is not motivated by fear. The person who is uncomfortable having a beer or two while riding probably isn't driven by fear. In most cases, those choices are driven by what one feels is prudent and therefore common sense (to them). Fear has nothing to do with it. I always wear a jacket and helmet and fear doesn't factor into the equation.
(Disclaimer... as a young lad, riding my older brother's English racer down a very steep gravel hill, I was, well... less than effective in my braking technique. So I have experienced the fun of having the infamous hard bristle brush over scraped elbows, knees and head to remove all the embedded sand and gravel... hmm, maybe you are right, maybe it is fear of the brush that motivates me )