Insurance woes

[Charlie Bravo_imp]

Well, time the renew the insurance. My agent has sent me a quote that is shockingly high all of a sudden. Might be because of my move, but what are ya'll paying for full coverage of a CB1100 that is ridden less than 5k mi/yr?

 

[Gone in 60]

I have USAA on three bikes, two cars and a house.
One thing that helps is trying to forget what I paid six months ago, and don't look back at my billing history.
I know it's higher than it was during the recent unpleasantness when insurers dropped rates due to the lack of driving most of us did... I just don't know by how much and don't want to know.

 

[the Ferret]

I " think" I pay about $250 a year, full coverage on my CB

 

[GoldOxide_imp]

Full vehicle insurance in Ontario, Canada (particularly southern Ontario and around the Toronto area) averaged about $1800+ Cdn in 2023, according to recent stats.

A 200 cc scooter would get $1M liability coverage for $250 per year.

 

[pdedse]

I " think" I pay about $250 a year, full coverage on my CB

Ditto.

 

[suhawk305]

$179 per year for both of my CB’s
CB1100 has full coverage with standard $500 deductibles.
CB77, basic liability.

 

[Whoops]

$240/yr for the CB, Comp/collision, $100k/$300k limits, $250 ded
$336/yr for the FJR1300, Comp/collision/full value replacement, $100k/$300k limits, $250 ded
Both through Dairyland

 

[Obleo]

Geico $250.00 12 months full coverage $500 deductible .

 

[GoldOxide_imp]

I notice few quote the liability coverage for the premium? I would think in the U.S. this would be important.

 

[Jd2ride]

I'm with Allstate, cost me $677/year for full coverage on all 4 bikes. The CB alone was $150. Of course, I'm old, with a clean driving record, so that helps.

Now for comparison, my 2013 F-150 insured with State Farm, has risen to over $1400 per year! No accidents, claims or tickets, just goes up every year, because they can. I'm shopping around before the next renewal.

 

[Charlie Bravo_imp]

Thanks so much to all who resounded. In Texas insurance is high, especially home owners. I'm told it's because the Gulf coast is a huge risk, and they spread the price of coverage over the whole state.