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Most bikes are going to pick up a scratch here and there during your ownership period. And most, if not all, buyers of pre-owned bikes realize this.
What you should be concerned with is why you are so worried about resale on a bike that you have only 160 miles on?! This is your honeymoon period, fer cryin' out loud man. Kind of like being on your honeymoon night and wondering what the future divorce will cost you.
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Who would want to buy a buy a brand new that is consider totaled? I was worried because I read insurance companies consider Frame scratches "totaled" and I didn't want it to effect my brand new bikes value. After they paint it I won't care just upset my brand new bike had scratches that exposed the frame metal before I even hit 200 miles. I am not worried about selling it lol I'll probably keep it 10+ years. More or less I was mad at the dealer
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Wow! Frame scratches = totaled? That's a new one on me....
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(09-10-2014, 01:33 AM)Damfino_imp Wrote: Wow! Frame scratches = totaled? That's a new one on me....
Yeah insurance companies consider frame scratches structural damage and most of the time it costs more to replace the frame and reassemble than the bikes value is.
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I'd want to see proof of that insurance practice before I believed it.
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If the insurance is going to total it, claim it now. If they won't total it for the little scratches then that answers your question. If they do, buy it back at a low salvage price and pocket the rest. Either way sanding and paint repair will result in a perfectly sound bike.
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When I was in the industry as a Service Manager, and doing wreck estimates, if a frame had a dent,even a small one, or visible rash, it went on the estimate, and if the customer insisted on replacement, yes sometimes that totaled the bike. Quite often an allowance from the customers deductible was used to cover such things if they did not affect the bike structurally. If a customer insists he had a perfect bike before an accident you are obligated as an estimate writer to include everything that showed any damage, no matter how slight and let the customer and insurance company work it out.
I'm pretty sure in an insurers eye, the damage on the frame in question, would just need to be sanded in that area and repainted, although depending on how thorough the shop doing the work, that could easily amount to several hundred dollars if they had to strip parts and reinstall parts to repaint.
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(09-10-2014, 03:36 AM)Deanohh_imp Wrote: If the insurance is going to total it, claim it now. If they won't total it for the little scratches then that answers your question. If they do, buy it back at a low salvage price and pocket the rest. Either way sanding and paint repair will result in a perfectly sound bike.
I agree with that. The main point is to cover any bare metal to keep rust from starting.
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Paint scratches vs. frame damage - not the same thing.
On another note, I have a nice, color matched paint pen that I got a the craft store that I use to touch up when necessary.
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I think he was really upset being a new bike and all. I think there's a unspoken trust we all have with dealerships that gets broken when these type of things happen.
Of course we understand that a new bike today is not pocket change. I understand the disappointment. I hope it all works out for him. Purchase of a new motorcyle is truly a magical moment in our life.
Thanks
