03-30-2014, 03:30 AM
My policy shows $3000 coverage for accessories. I don't know if "accessories" are considered the same as "modifications". You would think the terms are interchangeable, however, I could see how they might frown on certain performance boosting mods, NOx or Turbos, for instance. The chances of killing yourself and/or someone else on a nitrous or turbo bike, (or even both), would be exponentially higher than say, a bike that only has cosmetic/ergonomic type accessories. I have no doubt that the insurance companies have included some fine print somewhere in the policy that defines all of this, and what they will or will not cover.
