01-05-2017, 05:20 AM
Those premiums sound really high. Try increasing the deductible and see what that does. Or, if you own the bikes outright, you can self-insure and eliminate comprehensive & collision entirely, which will reduce your premiums dramatically. That's what I do. I pay about $40/year for each of my bikes for liability and uninsured motorist coverage only ($300k/$500k). If I wreck the bike, I simply repair it out of my own pocket, or take it behind the barn and shoot it.