12-04-2014, 11:06 AM
Interesting post Cormanus. One I must ponder for awhile. The lack of personal insurance thing in Australia really makes so sense to me. First responsibility in this country falls upon the individual and it behooves them to have personal medical, comprehensive and liabilty insurance paid for by that individual. Don't carry enough of that and you can lose everything, including business and homes. Disability paid for by the goverment ( thru taxes) here can be very difficult to get, although sometimes it seems lots of healthy people are on it.