12-03-2018, 02:40 AM
Here's what you are if you drive/ride without liability insurance*
Selfish: You have no concern for the person you injure or kill or their families.
Greedy: It is more important to you to save some premium dollars than it is to take responsibility for your own actions.
To sum up - If you live in the US or Canada (not going to speak for countries besides these two) and you drive/ride without liability coverage, you are a horrible person.
*Assuming that you don't have your own escrow account with $2,000,000US in it for paying potential claims.
*Liability insurance pays for injuries you cause to others. No one but you (possibly your lender) cares if your car/bike gets damaged.
Selfish: You have no concern for the person you injure or kill or their families.
Greedy: It is more important to you to save some premium dollars than it is to take responsibility for your own actions.
To sum up - If you live in the US or Canada (not going to speak for countries besides these two) and you drive/ride without liability coverage, you are a horrible person.
*Assuming that you don't have your own escrow account with $2,000,000US in it for paying potential claims.
*Liability insurance pays for injuries you cause to others. No one but you (possibly your lender) cares if your car/bike gets damaged.