11-11-2018, 02:32 PM
(07-06-2013, 11:33 PM)The Spaceman_imp Wrote: When I contacted GEICO, they quoted almost $3k a year. They thought it was a supersport. I spoke to the supervisor and asked her to look up the bike on the Honda site. She did, and then re-quoted it at $257 for the year.
Talk to your agent and make sure they classify the bike in the "cruiser" price range.
That's about what GEICO charged me last month for my '17EXD, adjusted for inflation.
One thought to keep in mind: in Virginia, as in many states I suspect, you are automatically insured by statute against an uninsured driver for the same amount of your liability coverage. That means if you carry 100/300 liability coverage, you can recover to those same limits if you are struck by an uninsured motorist. By statute, once again, a hit and run driver is presumed to be uninsured. This coverage turns out mostly to my benefit, since cars are a greater threat to me on a motorcycle than I will ever be to them.