Insurance issues

[oldgoat01_imp]

This is what State Farm requoted me at, based on MSRP, year and displacement:

POLICY COVERAGES AS FOLLOWS:
ANNUAL
LIMITS PREMIUM
BODILY INJURY AND 100/300/100 $122.40
PROPERTY DAMAGE LIABILITY
COMPREHENSIVE $100 DEDUCTIBLE ACV $122.80
COLLISION $250 DEDUCTIBLE ACV $424.75
UNDERINSURED MOTOR VEHICLE 100/300/100 $106.26
TOTAL OF 12 MONTH PREMIUM $776.21
MONTHLY PREMIUM (SERVICE CHARGE NOT INCLUDED) $64.68

Does that seem pretty high? Although we do have low deductibles...

Insurance depends on so many factors: age of riders, MSF training, daily driver or pleasure only, driving record, deductibles, coverage limits and where you live. I would go to Progressive and see what you get as a reasonable comparison. I ended up going with the company that has everything else. It cost me a bit more than Progressive but not a ton. Unlike Progressive, this company did not have CB in it. When I spoke to the agent and were determining the price, we had three choices for bike type: Cruiser, Supersport or Other. We picked other. I know Supersport would have been a lot higher and the agent said Cruiser would have been lower (but not by a ton). Maybe your agent looked at the Honda website where the CB is listed as a Sport bike and chose a Sport bike option that killed the rates. Probably worth checking