09-18-2019, 02:50 AM
Having been an insurance claims adjuster, I’ll make the comment that as a private party seller, it’s important to fully understand your policy before you let a stranger test ride your bike.
In most cases, insurance follows the vehicle, not the driver. So a buyer who says “don’t worry, I’m insured” is probably irrelevant in the case of an accident. Also, there are “named driver only” policies that would render the bike uninsured if someone other than the owner is riding.
In most cases, insurance follows the vehicle, not the driver. So a buyer who says “don’t worry, I’m insured” is probably irrelevant in the case of an accident. Also, there are “named driver only” policies that would render the bike uninsured if someone other than the owner is riding.