01-29-2021, 04:52 AM
Canadian insurance is similar to the US in a lot of ways. Europe's insurance system is vastly different. I suspect that our friends to the north got similar rebates and possible rate reductions from the pandemic. Most companies have always offered a discount for low annual miles and/or not driving to work. The pandemic rebates and related rate reductions would be in addition to those discounts, but you'd have to request them because the insurer has no real way to know that your individual situation has changed.