01-29-2021, 02:51 AM
Insurance is a whacky business. I worked in it, and never understood it more than:
Young rider + Fast bike = $$$$
Older rider + Slow bike = $$
I was befuddled but pleasantly surprised when I bought my Fiesta ST, known as a hooligan car which is almost immediately augered into a guardrail by giddy teenagers. My carrier listed it as a "station wagon" and my premium dropped from my previous car.
I just look at my premium renewal, and if it's the same as the last one, I'm happy. We periodically get refund checks sent with great fanfare, telling us that due to reduced driving in the pandemic, they are giving back to help us. My wife asked "Why don't they just reduce the premium cost up front?" My answer was "Then there would be no fanfare about how much they are trying to help us!"
Young rider + Fast bike = $$$$
Older rider + Slow bike = $$
I was befuddled but pleasantly surprised when I bought my Fiesta ST, known as a hooligan car which is almost immediately augered into a guardrail by giddy teenagers. My carrier listed it as a "station wagon" and my premium dropped from my previous car.
I just look at my premium renewal, and if it's the same as the last one, I'm happy. We periodically get refund checks sent with great fanfare, telling us that due to reduced driving in the pandemic, they are giving back to help us. My wife asked "Why don't they just reduce the premium cost up front?" My answer was "Then there would be no fanfare about how much they are trying to help us!"