so i went down today

[emptysea]

So...I'm wondering about several things here. Maybe you could block out the personal details in the letter so that I, or some other insurance professional on this forum, could see it. I'm confused by your implication that your being at fault (or not at fault, for that matter) is in some way related to the DMV wanting to suspend your license. Those seem to be two separate things, unless you damaged someone else's property and now have a financial responsibility issue or something.

Seeing exactly what the letter says might help explain what's going on.