Ride across the USA

[emptysea]

Securing insurance is not really a big issue. I can provide some guidance in this regard once there's an actual scenario.

Ah, an expert! So...
If I loan my bike to a friend and he crashes it, is the bike covered? Is the friend covered? Will I be liable for any expenses in the case of a lawsuit or something? Will my rate skyrocket? Or does his auto insurance kick in?
And, can a friend buy his own insurance on my bike?
Inquiring minds want to know.

Ah, an expert! So...
If I loan my bike to a friend and he crashes it, is the bike covered? Is the friend covered? Will I be liable for any expenses in the case of a lawsuit or something? Will my rate skyrocket? Or does his auto insurance kick in?
And, can a friend buy his own insurance on my bike?
Inquiring minds want to know.
Remember...insurance rules differ from state to state and insurance policies differ from company to company so confirm any particular scenario with your licensed agent.

In general, though... Yes. Yes. If you mean for his injuries, probably not. Yes. Define "skyrocket"? It might, but in excess of your coverage. No, but he can buy his own liability policy to protect him from injuries he causes to someone while riding your bike.