09-02-2019, 07:07 AM
To clarify, the adjuster stopped by, didn't touch the bike outside of asking me to remove the saddle. He looked at it and told me to take it to the mechanic to get it fully checked out. He calls me the same day to tell me he was going to issue a payment because he had to. I specifically told him it would be a waste of time as he didn't even include labor costs in the estimate, he agreed that it was an unnecessary step but he had to do it, as that was their protocol. He also said that even if the estimate from the mechanic is higher, they would pay out as they are taking full responsibility for the claim. The insurance company is allstate.
At no point has the other party denied liability. Quite the opposite, they were very helping of the situation. I'm still waiting for the official estimate from the dealer which will come in tomorrow. I'll have their estimate tomorrow, but I will for absolute certainty go to another shop for a second opinion
And also, all 4 times that I got rear ended, was in broad day light. Tail lights wouldn't of made a difference. Honestly I believe I've been hit because I try to ride it like a car, but it seems as if, at least in the city, you need to ride like an idiot to survive.
At no point has the other party denied liability. Quite the opposite, they were very helping of the situation. I'm still waiting for the official estimate from the dealer which will come in tomorrow. I'll have their estimate tomorrow, but I will for absolute certainty go to another shop for a second opinion
And also, all 4 times that I got rear ended, was in broad day light. Tail lights wouldn't of made a difference. Honestly I believe I've been hit because I try to ride it like a car, but it seems as if, at least in the city, you need to ride like an idiot to survive.