End of the road

[the Ferret]

Back in 1990, my wife was riding her bicycle with our 9 yo son, when she was hit by a pick up driver. It was bad. They weren't sure she was going to survive the night (our son was ok), but she did, thank God. The driver that hit her had state minimum liability insurance which was $13,500. Her first 3 days in the hospital, the bills totaled $34,000. She spent 7 weeks in the hospital and a nursing home for recovery. Luckily I had good under-insured/uninsured coverage and my insurance company covered our bills. Have no idea what the final bills amounted to, but it had to be staggering. I guess I have repaid them with my premiums by not having any accidents in the intervening 29 years years and carrying full cov ins plus under/unins coverage on up to 8 vehicles (6 motorcycles and 2 cars).

IMO people should be required to carry at least $ 250,000 of liability ins.at a minimum. $13,500 is a joke with medical costs being what they are today.