06-18-2021, 03:14 AM
So many variables--age, driving experience, make/model of bike, use of bike, zip code, marital status, insurance company, etc. I go through AARP, which contracts with Foremost. The minimum allowable coverage for where I live is just over $100/year. I added lots of additional coverage and customized my plan to stay within my goal of $365/year--1$/day. Here's what I found interesting: To go from $50,000 to $100,000 on certain things was less than $20/year. To lower deductibles from $500 to $100 was hugely expensive, but to go from $500 to $200 was about $10/year. I spent about an hour figuring everything out using the online quote tool, then called the company to finalize. The actual rate was even less than the quote, because the agent gave me a veteran's discount which wasn't on the web site. AARP FTW! There are definite benefits to being old 