What is compulsory insurance cost your CB1100 in your country.

[Gone in 60]

To explain, the only compulsory insurance that needs to be carried in California by a car or motorcycle driver covers the property damage and bodily injury that that person would create if they caused an accident.

As far as carrying insurance to protect damage to your own motorcycle, that is not a state requirement. However, if you have a loan on a motorcycle, the bank that owns it will require that insurance is carried to protect the bike, which would be called collision (what happens to the bike when it is in an accident) and comprehensive (covering theft or damage not created by an accident). If the owner of the motorcycle doesn't voluntarily purchase insurance to protect the bike, the bank will put their own policy on the bike to protect it until the loan is paid off. These costs are paid by the bike owner paying the loan.

It is not uncommon for people with older bikes, or bikes that are paid off and are not particularly valuable to not have insurance to cover the bike itself. If the bike is wrecked and another party was not at fault (such as a single vehicle accident), there would be no coverage.

Hope that answers your question. I can only answer to California, having been in the insurance business in this state.