05-14-2018, 12:40 PM
Thanks all for your kind wellwishes and so on. I just wanted to put a cap on this conversation and say that the damage did indeed turn out to be somewhat superficial. I did pick a honda certified dealership for the work and the insurance company agreed that they were the best choice. the initial estimate appears to only involve replacing the crank case cover and the shifter and doing general diagnositcs, so serious damage is highly unlikley. Work is being done as we speak
I also wanted to pay due respect to a couple of people's questions and suggestions:
Actually, here in the US (south carolina) it can be totaled. and the value at which they "total" something is usually just about enough to pay off what you owe on the auto loan (convenient eh?). This is just as true for motorcycles as it is for cars. I've had it happen to me before, though thankfully it was a much older bike, and not a new one like this. What this means for you, the owner, is that you have no bike, and no more loan obligations, but you still have no bike, and guess what, if you want a replacement it's 100% up to you to find and buy one and come up with the new down payment ect ect. it's a really unfair, terrible system that should go the way of the dinosaurs.
I'm a day-to-day commuter with a job in a corner office. to be totally honest with you, wearing motorcycle boots every day of my life just isn't practical. Yes, i see the result of that decision and i had to take the stitches out of the result of that decision just the other night, but i stand by it. i've been in more than one accident in my life, and dealt with several injuries of this nature, and i still stand by it. it's a quality of life thing, i can't go around changing shoes back and forth all day or clonking around in boots everywhere i go. helmets make sense, gloves make sense, jackets make sense, but i leave it at that.
I also wanted to pay due respect to a couple of people's questions and suggestions:
(05-10-2018, 06:01 PM)jtopiso_imp Wrote:(05-10-2018, 08:26 AM)misterprofessionality_imp Wrote: well, thanks cor, but i'm not confident that mine can be replaced if it gets totaled. they might pay out my value and all, but i seriously doubt i'll be able to find a new '14 again without paying a whole lot of extra money. basically, if my CB gets totalled, i might never be able to get a CB again, because i can't pay full price for one.
I think it doesn't work that way (at least in Europe):
-you had a bike, and it wasn't your fault.
If it had been your fault, and you had insurance cover on "own damage", they would pay "market value" (what ever they have on their charts, according to model/year etc. Not real market value of your particular bike)
Being someone's elses fault, they have to pay any repair to get your bike back. It can't be "totaled": it will just be more expensive to them. Or they can offer to buy you an equivalent bike IF you accept that. But they can't make you to accept their "market value" price.
Actually, here in the US (south carolina) it can be totaled. and the value at which they "total" something is usually just about enough to pay off what you owe on the auto loan (convenient eh?). This is just as true for motorcycles as it is for cars. I've had it happen to me before, though thankfully it was a much older bike, and not a new one like this. What this means for you, the owner, is that you have no bike, and no more loan obligations, but you still have no bike, and guess what, if you want a replacement it's 100% up to you to find and buy one and come up with the new down payment ect ect. it's a really unfair, terrible system that should go the way of the dinosaurs.
(05-11-2018, 03:47 AM)2017EX_imp Wrote: Sorry to hear about your accident, and best wishes for a speedy and full recovery. A woman in an SUV rear ended me at while I was stopped at a stop light in broad daylight last year, so I have a good idea how you feel.
A couple of suggestions: From my experience, I prefer to use a dealership that has a Honda Certified Mechanic for any warranty and/or repair issues. On the Honda web site you can look up all dealers in your area, and each dealer listing will show whether or not they have a Honda Certified Mechanic in house or not. Best guess from info provided, is that the bike probably is not totaled, and odds are it can be put back to new condition
Another member asked what kind of boots you were wearing. Armored motorcycle specific boots may or may not have saved you from injury, or reduced the extent of the injury. That said, feet and ankles are pretty vulnerable, so the investment in armored CE rated boots might be worth considering if you do not already have them.
I always carry my cell phone with me when I ride. Aside from being able to call 911 in the event of an accident or break down, I can take pictures. I the event of an accident, photo damage to all vehicles, license plate numbers, the other driver, insurance cards, DLs, the accident scene, etc. etc.. Pictures come in real handy later on if there is a dispute.
I'm a day-to-day commuter with a job in a corner office. to be totally honest with you, wearing motorcycle boots every day of my life just isn't practical. Yes, i see the result of that decision and i had to take the stitches out of the result of that decision just the other night, but i stand by it. i've been in more than one accident in my life, and dealt with several injuries of this nature, and i still stand by it. it's a quality of life thing, i can't go around changing shoes back and forth all day or clonking around in boots everywhere i go. helmets make sense, gloves make sense, jackets make sense, but i leave it at that.