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Now that tracking technology exists, it behooves an insurance company to mitigate their risks by threatening to watch over us to make sure we're driving safely. Sorta doubt that they're going to watch over us every moment that we're behind the wheel, but, if a claim were to be filed, someone could go back and look at your driving habits.
Or, take a look at speeds just prior to a collision. Were you speeding? I'm the defacto mechanic for friends and coworkers, and on a few occaisions, I've had to unplug an insurance company tracking device in an OBD2 port to plug in my scanner. I always hear "Make sure to plug it back in, or I'll lose my discount!"
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NO need of this insurance gizmo for me... for a few dollars, discount including spying
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(12-01-2023, 04:58 AM)Gone in 60_imp Wrote: Now that tracking technology exists, it behooves an insurance company to mitigate their risks by threatening to watch over us to make sure we're driving safely. Sorta doubt that they're going to watch over us every moment that we're behind the wheel, but, if a claim were to be filed, someone could go back and look at your driving habits.
Or, take a look at speeds just prior to a collision. Were you speeding? I'm the defacto mechanic for friends and coworkers, and on a few occaisions, I've had to unplug an insurance company tracking device in an OBD2 port to plug in my scanner. I always hear "Make sure to plug it back in, or I'll lose my discount!"
The later implementations don't use OBD2 devices. Just an app on the mobile device.
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Nine pages of really good comments and insight into the eternal challenges of speeding. All the logic is right, most of the arguments too. What I am missing is the human dimension. We are not rational operators in in physical world. If we wanted to get safely from A to B ... and nothing else, there was no better way than a hike. Have you ever seen an accident between two birds in mid-air, with one of them falling from the sky - dead ? No, you haven't, evolution designed them (forgive the word design in ocntext) soft enough for a collision at "normal" speed. The same is true for the human body. Pedestrians rarely kill each other "by bumping" into one another. But add armour, bumpers, metal engines ... and accelerate stuff to 10x or 100x the body's natural speed and people get hurt or die. This IS what this emotional beast inside your head wants. We know this, the people who invented the car knew it, the people who invented the airplane knew it. And all their passengers knew it from day one. Everybody boards happily, a Concorde or a Titanic, looking for some fun.
That is why no speed cam, no LEO, no road-sign will reach every rider, all the time. Each one of you loving his racing machine, and saying "I do always go by the rules" is ... kidding himself. If s/he was, and if he is under 60 (just a guess, may be it's 75 ?) he wouldn't buy, ride, speed his motorcycle.
This is not to say that statistically you may obey 70, 80 or 99% of the time. By personal disposition or training, but whenever somebody utters the words "never" or "always" it is a lie before the pressure waves have left your lips.
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(11-25-2023, 06:48 AM)The ferret_imp Wrote: I blame power steering, padded dashes, air bags and disc brakes for all the speeders. Anyone who drove a car prior to those new you didnt want to go too fast.
Nah- my first ticket was in my 1973 Bug- for 43 in a 40.
No, I am not kidding.
Cop said-
"Do you know why I pulled you over?"
I honestly said - "No?"
He firmly replied- "You were speeding."
Being a young kid- I replied my thoughts- "You're joking right?"
(car had a rating if I am not mistaken of 60 MAX hp at the crank...so at any real point in time maybe 25-30 at the wheel cruise)
Cop- "Give me your license, registration, insurance" and proceeded to write the ticket.
My mom was super pissed- and took me into court...where the judge still found me 'guilty'....
and that was the time of my life I pivoted from a young kid that thought the police were good, people were good, and became aware of reality.
Even writing this makes me angry...and I'll stop now before I get in trouble.
(11-28-2023, 11:00 AM)The ferret_imp Wrote: Speed limiting is already on all motorcycles... some high like the mfg agreed upon 187 mph, like the Hyabusa, Ducati Panigale V4 etc and others low like the 112 mph CB 1100 for example. Linking it to a GPS system would be easy enough for the government to mandate and the manufacturers to implement... and we'd have no one to blame but ourselves if they do.
That's an amazingly naive mindset...
Again- I don't want to get in trouble...but I could post NUMEROUS videos every single day that would quickly change ANYONES mind about the police...
And I mean indisputable - filmed by the cops cam themselves- footage.
GO ahead- take off the 'moderator' reins...and let me post publicly available video.
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(11-25-2023, 06:48 AM)The ferret_imp Wrote: I blame power steering, padded dashes, air bags and disc brakes for all the speeders. Anyone who drove a car prior to those new you didnt want to go too fast.
To your point, I usually need to make a concscious effort to watch my speed when I am on a work trip. When I'm on four wheels at home, I'm either in my little Fiesta, which has been tweaked in performance, noise and harshness to just below the level Mrs. G will tolerate before staging an intervention, or her 13-year-old Honda, which while solid, still exhibits the creaks and groans of any older, high-mileage car.
In either of them, you are audibly aware of high speed. On work trips, I'm typically in a new-ish, large SUV, which can be deceptively quiet. When I got nabbed in North Carolina going 80, I was in a Suburban, which was pretty much like driving a large library.
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(12-01-2023, 06:08 AM)GoldOxide_imp Wrote: (12-01-2023, 04:58 AM)Gone in 60_imp Wrote: Now that tracking technology exists, it behooves an insurance company to mitigate their risks by threatening to watch over us to make sure we're driving safely. Sorta doubt that they're going to watch over us every moment that we're behind the wheel, but, if a claim were to be filed, someone could go back and look at your driving habits.
Or, take a look at speeds just prior to a collision. Were you speeding? I'm the defacto mechanic for friends and coworkers, and on a few occaisions, I've had to unplug an insurance company tracking device in an OBD2 port to plug in my scanner. I always hear "Make sure to plug it back in, or I'll lose my discount!"
The later implementations don't use OBD2 devices. Just an app on the mobile device.
I wouldn't want to be an insurance company having to rely on a mobile device to prove the behaviour of a driver. You'd be adding an unnecessary complication by needing to prove the device was actually in or on the vehicle at the time of the incident.
(12-01-2023, 09:13 AM)PowerDubs_imp Wrote: (11-25-2023, 06:48 AM)The ferret_imp Wrote: I blame power steering, padded dashes, air bags and disc brakes for all the speeders. Anyone who drove a car prior to those new you didnt want to go too fast.
Nah- my first ticket was in my 1973 Bug- for 43 in a 40.
No, I am not kidding.
Cop said-
"Do you know why I pulled you over?"
I honestly said - "No?"
He firmly replied- "You were speeding."
Being a young kid- I replied my thoughts- "You're joking right?"
(car had a rating if I am not mistaken of 60 MAX hp at the crank...so at any real point in time maybe 25-30 at the wheel cruise)
Cop- "Give me your license, registration, insurance" and proceeded to write the ticket.
My mom was super pissed- and took me into court...where the judge still found me 'guilty'....
and that was the time of my life I pivoted from a young kid that thought the police were good, people were good, and became aware of reality.
Even writing this makes me angry...and I'll stop now before I get in trouble.
(11-28-2023, 11:00 AM)The ferret_imp Wrote: Speed limiting is already on all motorcycles... some high like the mfg agreed upon 187 mph, like the Hyabusa, Ducati Panigale V4 etc and others low like the 112 mph CB 1100 for example. Linking it to a GPS system would be easy enough for the government to mandate and the manufacturers to implement... and we'd have no one to blame but ourselves if they do.
That's an amazingly naive mindset...
Again- I don't want to get in trouble...but I could post NUMEROUS videos every single day that would quickly change ANYONES mind about the police...
And I mean indisputable - filmed by the cops cam themselves- footage.
GO ahead- take off the 'moderator' reins...and let me post publicly available video.
That's an amazingly naive mindset...
Again- I don't want to get in trouble...but I could post NUMEROUS videos every single day that would quickly change ANYONES mind about the police...
And I mean indisputable - filmed by the cops cam themselves- footage.
GO ahead- take off the 'moderator' reins...and let me post publicly available video.
PowerDubs, if you want to make a case that law enforcement is untrustworthy and you can do it without being offensive, defaming anyone, offending the forum's family friendly ethos, or posting copyright material, go for it. Maybe start a seperate thread?
If, however, you want to make this case to try to refute the proposition in the Ferret's post, perhaps first re-read it? I've quoted it in full above to help. It makes no discernible claim as to the behaviour of police — unless, of course, you want to postulate that no-one has ever been legitimately booked for speeding.
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(12-01-2023, 05:50 PM)Cormanus_imp Wrote: (12-01-2023, 06:08 AM)GoldOxide_imp Wrote: (12-01-2023, 04:58 AM)Gone in 60_imp Wrote: Now that tracking technology exists, it behooves an insurance company to mitigate their risks by threatening to watch over us to make sure we're driving safely. Sorta doubt that they're going to watch over us every moment that we're behind the wheel, but, if a claim were to be filed, someone could go back and look at your driving habits.
Or, take a look at speeds just prior to a collision. Were you speeding? I'm the defacto mechanic for friends and coworkers, and on a few occaisions, I've had to unplug an insurance company tracking device in an OBD2 port to plug in my scanner. I always hear "Make sure to plug it back in, or I'll lose my discount!"
The later implementations don't use OBD2 devices. Just an app on the mobile device.
I wouldn't want to be an insurance company having to rely on a mobile device to prove the behaviour of a driver. You'd be adding an unnecessary complication by needing to prove the device was actually in or on the vehicle at the time of the incident.
(12-01-2023, 09:13 AM)PowerDubs_imp Wrote: (11-25-2023, 06:48 AM)The ferret_imp Wrote: I blame power steering, padded dashes, air bags and disc brakes for all the speeders. Anyone who drove a car prior to those new you didnt want to go too fast.
Nah- my first ticket was in my 1973 Bug- for 43 in a 40.
No, I am not kidding.
Cop said-
"Do you know why I pulled you over?"
I honestly said - "No?"
He firmly replied- "You were speeding."
Being a young kid- I replied my thoughts- "You're joking right?"
(car had a rating if I am not mistaken of 60 MAX hp at the crank...so at any real point in time maybe 25-30 at the wheel cruise)
Cop- "Give me your license, registration, insurance" and proceeded to write the ticket.
My mom was super pissed- and took me into court...where the judge still found me 'guilty'....
and that was the time of my life I pivoted from a young kid that thought the police were good, people were good, and became aware of reality.
Even writing this makes me angry...and I'll stop now before I get in trouble.
(11-28-2023, 11:00 AM)The ferret_imp Wrote: Speed limiting is already on all motorcycles... some high like the mfg agreed upon 187 mph, like the Hyabusa, Ducati Panigale V4 etc and others low like the 112 mph CB 1100 for example. Linking it to a GPS system would be easy enough for the government to mandate and the manufacturers to implement... and we'd have no one to blame but ourselves if they do.
That's an amazingly naive mindset...
Again- I don't want to get in trouble...but I could post NUMEROUS videos every single day that would quickly change ANYONES mind about the police...
And I mean indisputable - filmed by the cops cam themselves- footage.
GO ahead- take off the 'moderator' reins...and let me post publicly available video.
That's an amazingly naive mindset...
Again- I don't want to get in trouble...but I could post NUMEROUS videos every single day that would quickly change ANYONES mind about the police...
And I mean indisputable - filmed by the cops cam themselves- footage.
GO ahead- take off the 'moderator' reins...and let me post publicly available video.
PowerDubs, if you want to make a case that law enforcement is untrustworthy and you can do it without being offensive, defaming anyone, offending the forum's family friendly ethos, or posting copyright material, go for it. Maybe start a seperate thread?
If, however, you want to make this case to try to refute the proposition in the Ferret's post, perhaps first re-read it? I've quoted it in full above to help. It makes no discernible claim as to the behaviour of police — unless, of course, you want to postulate that no-one has ever been legitimately booked for speeding.
I wouldn't want to be an insurance company having to rely on a mobile device to prove the behaviour of a driver. You'd be adding an unnecessary complication by needing to prove the device was actually in or on the vehicle at the time of the incident.
I don't use such apps, but it is a pain to get used to. From others I know who use the the [insurance company] app, you have to select ("I am not the driver") when in another vehicle.
The problem is, most clients forget to do that. The app automatically restarts when stopped or reset.
The app is VERY nanny state. Examples are:
* You drove too fast.
* You drove too slow.
* You took that turn too fast.
* You swerved.
* You hit the brakes too harshly.
* etc. etc.
Each negative remark reduces your score and on a monthly basis directly affects your monthly insurance premium due.
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Sounds like the companies are using it to push up premiums rather than determining liability.
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It is rather ill how companies find new ways to extract milk and blood.
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