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Ok, not ALL accidents are avoidable, but most are. Collisions are cause by a chain of events. They don't occur in a vacuum. Break one link in the chain and the accident can usually be prevented. You do this by slowing down, covering the brakes, scanning ahead, etc.
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True, but there's only so much the rider can do. All too often there's nothing else that could be expected from the rider, but the asshat driving the car or truck could have prevented the crash.