(06-24-2019, 04:29 AM)The ferret_imp Wrote: I figure a little differently

My premium on the CB, full coverage, is $ 254 a year with a $500 deductible. Hmm let my cypher. If I totaled it or it was stolen today, and today's value on the bike from the insurance co is , lets go low, say $4K. In the 5 years I have owned it I would have spent 5 x $254= $1270 for premiums plus my $ 500 deduct = $1770 to recoup $4K

If I wreck it pretty good, say low side it in a corner, take out left engine cover,left muffler, gas tank, left turn signals f&r, bars, lever, mirror, foot peg shift lever, and some miscellaneous, all I pay is $500 and my bike gets fixed with new oem parts by a certified mechanic like new

Sea...anything wrong with my numbers or cypherin?

I'm a pretty cautious rider, but anything can happen and I'm not risking the kind of financial hit of not being covered.

If it was a $1500 junker, I'd risk it.

(06-22-2019, 08:03 AM)Cormanus_imp Wrote: I guess you've seen [url=https://www.motorcycle.com/shoot-outs/seven-liter-bikes-that-left-me-weak-in-the-knee-pucks-a-sicilian-love-affair]this article, Novice?

(06-24-2019, 07:42 AM)GoldOxide_imp Wrote:

(06-24-2019, 04:29 AM)The ferret_imp Wrote: I figure a little differently

My premium on the CB, full coverage, is $ 254 a year with a $500 deductible. Hmm let my cypher. If I totaled it or it was stolen today, and today's value on the bike from the insurance co is , lets go low, say $4K. In the 5 years I have owned it I would have spent 5 x $254= $1270 for premiums plus my $ 500 deduct = $1770 to recoup $4K

If I wreck it pretty good, say low side it in a corner, take out left engine cover,left muffler, gas tank, left turn signals f&r, bars, lever, mirror, foot peg shift lever, and some miscellaneous, all I pay is $500 and my bike gets fixed with new oem parts by a certified mechanic like new

Sea...anything wrong with my numbers or cypherin?

I'm a pretty cautious rider, but anything can happen and I'm not risking the kind of financial hit of not being covered.

If it was a $1500 junker, I'd risk it.

From my perspective, that is an ultra low premium.

(06-24-2019, 10:34 AM)SportsterDoc_imp Wrote:

(06-24-2019, 07:42 AM)GoldOxide_imp Wrote:

(06-24-2019, 04:29 AM)The ferret_imp Wrote: I figure a little differently

My premium on the CB, full coverage, is $ 254 a year with a $500 deductible. Hmm let my cypher. If I totaled it or it was stolen today, and today's value on the bike from the insurance co is , lets go low, say $4K. In the 5 years I have owned it I would have spent 5 x $254= $1270 for premiums plus my $ 500 deduct = $1770 to recoup $4K

If I wreck it pretty good, say low side it in a corner, take out left engine cover,left muffler, gas tank, left turn signals f&r, bars, lever, mirror, foot peg shift lever, and some miscellaneous, all I pay is $500 and my bike gets fixed with new oem parts by a certified mechanic like new

Sea...anything wrong with my numbers or cypherin?

I'm a pretty cautious rider, but anything can happen and I'm not risking the kind of financial hit of not being covered.

If it was a $1500 junker, I'd risk it.

From my perspective, that is an ultra low premium.

From my perspective, that is an ultra low premium.
There are advantages to age and driving record!

(06-15-2019, 07:04 AM)Novice_imp Wrote: Thinking about adding a liter sport bike to the stable next year. So I thought I would see what the thoughts are relative to the current crop. I am considering bikes such as CBR1000RR, R1, Super Duke, S1000RR, etc. in the under $20K range. I would like to hear your thoughts on ergonomics, even though I know they are all relatively uncomfortable, reliability, handling, dealer support, value (the total package including suspension, quick shifter, etc.), and stuff like that.