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+--- Thread: Think it's fixable? (/showthread.php?tid=395)
RE: Think it's fixable? - Nachodaddy - 07-15-2022
(07-14-2022, 11:37 PM)Tom_imp Wrote:My Miata was rear-ended by a 20 ton gravel truck at a stop light in 2019. I called my insurance company and called a local lawyer who handles these kind of claims. He got me approximately four times what I could have sold the car for BEFORE the accident. It took a few months, but they sent me to physical therapy, did an MRI, and other medical exams to make sure I was okay. The settlement paid all of that and I got what was left after the lawyer took his cut. Still a lot more than I expected. Forget about another 2013 and take your time looking for a newer, perfect CB1100. Good luck!
I hope the pic uploads.
Anyone think the car driver's insurance company will pay to fix this or total it? I can't find a 2013 standard on sale anywhere if they total it. Hope they settle on enough to buy a 2014. The rarity of our bikes does not make me feel good about this. I walked away banged up and sore and very thankful this was a short car I could fly over.
![[Image: d347066fc29f382bae45fc83928cd5b9.]](https://cb1100forum.net/forum/uploads/imp/202207/d347066fc29f382bae45fc83928cd5b9.)
RE: Think it's fixable? - GoldOxide_imp - 07-15-2022
(07-15-2022, 12:55 AM)Sparky80_imp Wrote: Glad you're at least OK enough to post about it.
First thing that comes to mind is the steering neck. If any part of the neck where the triples mount is bent, I wouldn't bother. Frame damage is not something worth fixing, and I'm pretty sure your bike will be totaled out. Forks took a significant hit and might have bent/damaged more than what you can initially see.
Based on those pics, I would NOT bother fixing it up. Parts are hard to come by (relatively speaking compared to other Japanese bikes) and it could be months before it's all done.
The 2013 bike is not that uncommon... I'm sure you could find one that fits your desires, though might be across the country.
I'd sell you my 2014 Deluxe for $8500.
Here's your pic...
Yikes Tom. Sorry to realize this event with you.
Glad you can comfortably write about this.
If you really like the 2013/14 series CB1100, then consider acquiring another and use this as scrap for spare parts and parts for sale.
RE: Think it's fixable? - Gone in 60 - 07-15-2022
Very sorry to hear about your crash and to see the damage to your CB1100. Glad to hear that you're already looking ahead at your next bike. I'll give you my perspective as a former claims adjuster, turned private accident evaluator.
First of all, I'm going to assume that the offending driver will be found at fault, and that their insurance will be compensating you. Also assuming that the bike is a total loss, and that your goal is to obtain the best possible settlement figure for the value of the bike. I won't get into the bodily injury portion of your claim, although I'm assuming that you are planning to pursue compensation for your injuries. That is a separate component of an insurance claim from the loss of the motorcycle.
The insurance company will either value the bike based on "Book Value", using KBB or a similar source for valuation, or determine a value based on comparable CB1100 bikes currently for sale in your region. Here's where it gets interesting.
With the current weirdness that we're seeing in the used vehicle market, the book value of a 2013 CB1100 is not necessarily indicative of what they are currently worth in the real world. It's also doubtful that there is a bounty of comparable 2013 CB1100s for sale to compare your bike to. Due to the relative rarity of the CB1100 in the U.S., it is arguably a collector bike, and should be evaluated as such for its value. The insurance company may assign a special evaluator, rather than just a regular property claims adjuster to your case due to the specialty of the bike. If not, I would strongly make the argument that the bike is a collector's item. It was only imported to the U.S. for three separate years, in small numbers, and values of this model are increasing.
Also, if any accessories that you've added to the bike will stay with it when the insurance company totals and acquires the bike, you'll want to document those items for additional compensation value. Don't expect to get full retail value for things like racks, lights, etc, but they should add something to the value determination. If you're going to take these items off of the bike to install on your next CB1100, make sure you get access to the bike to remove them.
There is the option of buying back the totaled bike from the insurance company, either to part out the good parts and make more money for them than you paid for the salvage, or to repair and put the bike back on the road. In that second option, a salvage title will follow the bike (or at least I'm assuming, based on your state) which will affect its future value.
Good luck, and let us know how everything goes. Heal up, and hope to see you back on two wheels soon.
RE: Think it's fixable? - the Ferret - 07-15-2022
Left turners, the bane of motorcyclists everywhere
RE: Think it's fixable? - redbirds_imp - 07-15-2022
All of us who ride have had this happen, usually without the collision but not always unfortunately. So glad you were not seriously injured.
I would consult a good attorney as to your next move.
RE: Think it's fixable? - emptysea - 07-15-2022
If I were your agent, I'd recommend going through your own insurance for this. NJ is a No-fault state so any medical bills you incur should be covered by your policy (I'm not licensed in NJ, but that's my educated guess on how it works out there) Additionally, you're likely to get a fairer settlement on the damage to the bike (assuming you have Collision coverage) than from the other carrier.
As others have mentioned, you can (depending upon state rules) purchase the salvage in the event the carrier totals the bike. If you want to go that route, I'd have a long and detailed conversation with someone you trust to do the repair work before signing off on the deal. You're going to want to be sure the repaired bike is safe and that the repairs cost less than the net settlement. With cars, it is almost always more cost effective to just use the settlement to get a replacement vehicle. From my experience, the "buy the salvage" option works out more often for bikes (and boats) than it does for cars.
Hope this helps you.
(07-15-2022, 02:33 AM)The ferret_imp Wrote: Left turners, the bane of motorcyclists everywhere
Deer are also the bane...and left-turning deer?? forget about it.
RE: Think it's fixable? - PowerDubs_imp - 07-15-2022
I'd say it is totaled.
I would NOT try to repair it- neither by them / shop or yourself.
I *would* ask once it is totaled what they want for 'buy back'
Unfortunately many of the parts won't fit a '14- but some never changed.
Check to see if the cyl head looks damaged. Check the gas tank for dents / scratches.
If those are OK- and the buy back is cheap-cyl head, tank, fuel pump, throttle bodies, starter are all worth something..
RE: Think it's fixable? - Pauley - 07-15-2022
Ouch. Watch out for those left turners! I gather you were not hurt very badly in the crash - you had a guardian angel on your shoulder.
If that were my bike, I would not want to fix it; too much trauma to that front end.
RE: Think it's fixable? - Cormanus - 07-15-2022
Tom, I’m pleased you weren’t so badly hurt that you can’t post here. Recover quickly.
RE: Think it's fixable? - dave - 07-16-2022
I sense that you are interested in salvaging your bike, if possible. My friend did similar, but more extensive damage to his Yamaha FZ1300 2 years ago, and he actually repaired it. He is convinced that the frame was not bent. There are shops available that can examine your frame to determine if it has been damaged, and they are capable of straightening it. A few years ago Indian Motorcycles was making a practice run up Pikes Peak and and crashed their bike the day before the event. They rushed the bike, that had a custom built frame, to Dr Johns Motorcycle Frame Straightening, located in Anaheim Ca. Dr John's straightened the frame the same day, and they were able to compete the very next day. I used Dr John's to straighten a rear wheel on my Honda VFR800 that had minor dents due to hitting something in the road and I can report excellent results. The repair was perfect, inexpensive, and he agreed to let me drive up from San Diego and wait while he repaired it. While visiting Dr John's shop I witnessed several street bikes and multiple off road side-by-side vehicles waiting to be worked on. Minor frame damage CAN be successfully and safely repaired. My suggestion is that you give Dr John a phone call, if you want to save your bike.