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Insurance issues - Printable Version

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+--- Thread: Insurance issues (/showthread.php?tid=1233)

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RE: Insurance issues - the Ferret - 04-24-2013

(04-23-2013, 11:29 AM)ridesalot_imp Wrote: I just received my bill from Foremost with 250k/500k/100k and $500 deductible for col. and comp and $3,500 coverage for optional equipment plus towing/roadside assistance for a total of $136. A sizable multiple bike discount is reflected in that price. I switched to Foremost 2 years ago when I discovered that their policy was 60% less than my Progressive policy. I live in south central Florida if that makes a difference. Might be worth checking out foremost.

Holy crap man, thats cheap!


RE: Insurance issues - Jwayne_imp - 04-24-2013

(04-24-2013, 05:04 AM)The ferret_imp Wrote:
(04-23-2013, 11:29 AM)ridesalot_imp Wrote: I just received my bill from Foremost with 250k/500k/100k and $500 deductible for col. and comp and $3,500 coverage for optional equipment plus towing/roadside assistance for a total of $136. A sizable multiple bike discount is reflected in that price. I switched to Foremost 2 years ago when I discovered that their policy was 60% less than my Progressive policy. I live in south central Florida if that makes a difference. Might be worth checking out foremost.

Holy crap man, thats cheap!

Holy crap man, thats cheap!
I also have Foremost (Farmers) and found them to be the cheapiest I could find.


RE: Insurance issues - _imp - 07-04-2013

The closest bike I can think of would be the Kawasaki Zephyr 1000. Very similar.


RE: Insurance issues - BuffaloBill_imp - 07-05-2013

2013 Honda CB1100 - Progressive Insurance

BODILY INJURY & PROPERTY DAMAGE LIABILITY $100,000 EACH PERSON, $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT, $50,000 EACH PERSON/$100,000 EACH ACC.
COMPREHENSIVE $500 DEDUCTIBLE
COLLISION $500 DEDUCTIBLE
ACCESSORY COVERAGE $3,000
ROADSIDE ASSISTANCE

Total Policy Premium $213.00 (full year)


RE: Insurance issues - Randy B - 07-05-2013

(07-05-2013, 12:03 PM)BuffaloBill_imp Wrote: 2013 Honda CB1100 - Progressive Insurance

BODILY INJURY & PROPERTY DAMAGE LIABILITY $100,000 EACH PERSON, $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT, $50,000 EACH PERSON/$100,000 EACH ACC.
COMPREHENSIVE $500 DEDUCTIBLE
COLLISION $500 DEDUCTIBLE
ACCESSORY COVERAGE $3,000
ROADSIDE ASSISTANCE

Total Policy Premium $213.00 (full year)

6 month or full year policy?


RE: Insurance issues - ChipBeck_imp - 07-05-2013

Gentlemen,

I have all of my motorcycles and most of my cars insured with Allstate. On my bikes I have liability insurance only (2 million dollars) and adding the CB to my policy only added $36 to my annual premium. So cheap it's almost free. Yeah it would be more if it was the only vehicle I had insured with them but it's still a great deal. I'm not sure how much they would charge to cover the bike for damage or theft.

Chip


RE: Insurance issues - BuffaloBill_imp - 07-05-2013

(07-05-2013, 12:17 PM)Randy B_imp Wrote:
(07-05-2013, 12:03 PM)BuffaloBill_imp Wrote: 2013 Honda CB1100 - Progressive Insurance

BODILY INJURY & PROPERTY DAMAGE LIABILITY $100,000 EACH PERSON, $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT, $50,000 EACH PERSON/$100,000 EACH ACC.
COMPREHENSIVE $500 DEDUCTIBLE
COLLISION $500 DEDUCTIBLE
ACCESSORY COVERAGE $3,000
ROADSIDE ASSISTANCE

Total Policy Premium $213.00 (full year)

6 month or full year policy?

Full Year


RE: Insurance issues - Randy B - 07-06-2013

(07-05-2013, 10:05 PM)BuffaloBill_imp Wrote:
(07-05-2013, 12:17 PM)Randy B_imp Wrote:
(07-05-2013, 12:03 PM)BuffaloBill_imp Wrote: 2013 Honda CB1100 - Progressive Insurance

BODILY INJURY & PROPERTY DAMAGE LIABILITY $100,000 EACH PERSON, $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT, $50,000 EACH PERSON/$100,000 EACH ACC.
COMPREHENSIVE $500 DEDUCTIBLE
COLLISION $500 DEDUCTIBLE
ACCESSORY COVERAGE $3,000
ROADSIDE ASSISTANCE

Total Policy Premium $213.00 (full year)

6 month or full year policy?

Full Year

Full Year
Being that I'm a CA transplant and a former Illinoian I get the fact that your riding season isn't all that long and that's part of the reason it's so cheap for you.
It was a lot cheaper for me when I was back there. But here, because we can ride all year round (mostly) it costs more.....blah.


RE: Insurance issues - Nitro_imp - 07-06-2013

I paid $75 for a full year on insurance. It was just liability though. Full coverage was $385 for a full year. I have Dairyland motorcycle insurance.


RE: Insurance issues - The Spaceman_imp - 07-06-2013

When I contacted GEICO, they quoted almost $3k a year. They thought it was a supersport. I spoke to the supervisor and asked her to look up the bike on the Honda site. She did, and then re-quoted it at $257 for the year.

Talk to your agent and make sure they classify the bike in the "cruiser" price range.