I use imgur and have no issues as it generates the code for you to just copy and paste. Also, using the tapatalk app lets me just upload straight from the phone.
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vegasdriver, if you are attaching photos instead of using a remote hosting site please know that the file size needs to be 250Kb or smaller.
Olyrider, are you following [url=http://help.smugmug.com/customer/portal/articles/93254#link]these directions in Smugmug? If so, you just want to use the "Photo Only" option for your link. Copy the link (ending in ".jpg") that is presented. Then when you are here on the forum posting a new reply, click on the image icon (it looks like small graphic of the sun above some mountains) appearing in the toolbar above the text box where you type out your post content. When you click on the image icon a popup window should appear where you then paste the link (URL) that you had copied from Smugmug. Note that I am not talking about the Quick Reply option, but the Advanced interface that appears when you preview your post.
You should then see something like this appearing in the content of your post: [img]https://something.smugmug.com/somethign/somethingelse.jpg[/img
(There would also be a closing bracket like this ] above as well, but if I include the closing bracket then the text that I've typed out will no longer appear as the forum software will try to display an image instead of the text.)
If you are following the same steps that I've outlined above and you see the proper code shown in the content of your post as I've pointed out and things still aren't working then please let me know.