The CB1100 Community Forum

I have all of mine with Dairyland, so far satisfied

I use Allstate. I only have liablility, but it's the best liability they offer. It costs me $75.00 per year, per bike.

(11-04-2013, 07:57 AM)Tripod_imp Wrote: [ -> ]I use Allstate. I only have liablility, but it's the best liability they offer. It costs me $75.00 per year, per bike.

well, I guess you have your own insurance, if you total one of your bikes, you have others to replace it with!
I just have the one, CB1100 $10K bike, if it gets totaled, I want another.

You got me thinking... I have my insurance through Geico along with 3 cars and a boat. Have been with them for years. All bikes have Florida tags, as Florida is my legal residence, even though the Harley and the KLR 'reside a fair amount of time' in Georgia. I also have an umbrella liability policy with them but my homes are insured with other company's.

Bodily injury liability - 300,000/300,000
Property Damage liability - 100,000
Uninsured Motorist - 10,000/20,000
Comprehensive - 100.00 deductible
Collision - 500.00 deductible

CB1100 - $514.00
KLR650 - 219.00
Harley - 376.00
12 mth
Total - 1109.00

While it could always be lower... I'm essentially OK with the price.

I would not drop comprehensive... houses burn down and things get stolen from time to time... Not interested in self-insurance here....

(11-04-2013, 12:06 PM)ride4now_imp Wrote: [ -> ]You got me thinking... I have my insurance through Geico along with 3 cars and a boat. Have been with them for years. All bikes have Florida tags, as Florida is my legal residence, even though the Harley and the KLR 'reside a fair amount of time' in Georgia. I also have an umbrella liability policy with them but my homes are insured with other company's.

Bodily injury liability - 300,000/300,000
Property Damage liability - 100,000
Uninsured Motorist - 10,000/20,000
Comprehensive - 100.00 deductible
Collision - 500.00 deductible

CB1100 - $514.00
KLR650 - 219.00
Harley - 376.00
12 mth
Total - 1109.00

While it could always be lower... I'm essentially OK with the price.

I would not drop comprehensive... houses burn down and things get stolen from time to time... Not interested in self-insurance here....

Bodily Injury & Property Damage: $250,000 person/$500,000 accident/$100,000 property damage
Uninsured/ Underinsured Motorist Bodily Injury & Uninsured Motorist Property Damage: $250,000 person/$500,000 accident/$100,000 property damage
Personal Injury Protection: $15,000 person/$30,000 accident ($1,000 ded) R
Physical Damage Options: Total Loss Coverage
Comprehensive: $500 deductible
Collision: $500 deductible
Disappearing Deductibles: Selected
Roadside Assistance: Selected
Accessory coverage: $3,000 (Included)

About a third of the drivers in Arizona are not insured, so I carry non-insured/under insured.

(11-04-2013, 01:29 PM)Rboe_imp Wrote: [ -> ]About a third of the drivers in Arizona are not insured, so I carry non-insured/under insured.

That is more than just in Arizona. But they were tightening the screw's down when I left Arizona 11 years ago so I wonder what happened.. I carry that non-insured/under insured as well.

Sent from my Nexus 7 using Tapatalk

Thanks Buster. I only knew the stats for AZ but suspected other states would be in similar shape.

http://www.statisticbrain.com/uninsured-...tatistics/

According to these stats AZ is at 22%. The last figure I read in the paper recently was closer to 27%. But my memory can be a bit wonky.

(11-04-2013, 12:06 PM)ride4now_imp Wrote: [ -> ]You got me thinking... I have my insurance through Geico along with 3 cars and a boat. Have been with them for years. All bikes have Florida tags, as Florida is my legal residence, even though the Harley and the KLR 'reside a fair amount of time' in Georgia. I also have an umbrella liability policy with them but my homes are insured with other company's.

Bodily injury liability - 300,000/300,000
Property Damage liability - 100,000
Uninsured Motorist - 10,000/20,000
Comprehensive - 100.00 deductible
Collision - 500.00 deductible

CB1100 - $514.00
KLR650 - 219.00
Harley - 376.00
12 mth
Total - 1109.00

While it could always be lower... I'm essentially OK with the price.

I would not drop comprehensive... houses burn down and things get stolen from time to time... Not interested in self-insurance here....

Gheil, your uninsured motorist is bare minimum, an insurance agent I used to play tennis with said that should be maxed out, especially on a motorcycle policy. 2 days in the hospital could put someone over the 10K coverage.

Two days in the hospital for 10K? Good luck with that. If they take you to the emergency room and bandage your knee and send you on your way you'll be close to the 10K.

I am exaggerating but not by much.